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2.    Email your comments and stories:

    I would love to hear your stories.  Tell me about things like:

    Email me now on: ashley@investing101.com.au

 

I'm not set up to provide personalized answers to questions from readers involving their individual circumstances....

I'm happy to answer any questions about the books, the plans and how they works.

But, unfortunately, I'm simply not set up to be able respond directly to readers regarding questions involving their individual circumstances.   In order to do that, the law would require me to first collect all sorts of information and data from you - including: lists of all your assets and liabilities, details of your income and expenses, copies of your tax returns, details of any tax liabilities, details of all your insurance policies and wills, details of your superannuation accounts, details of your welfare entitlements, ages of you and all the members of your family, and other matters which might impact your family in the future, including health needs or problems.  I would also need to ask you to complete surveys to determine your attitude to risk, ask you about your future cash needs and about your financial objectives, needs, priorities and commitments.  Then I would be required to prepare a comprehensive plan for you which covered your entire financial situation, objectives and needs, and also provide you with lengthy legal documents including: Financial Services Guide, Product Disclosure Statements, and Statement of Advice.

All of this is required by law if I were to directly answer questions involving a reader's individual circumstances, and I would need to do all of this with every single reader who asked a question involving their individual circumstances. I would also need to obtain a licence, pay for professional indemnity insurance, lodge deposit bonds with a bank, set up internal and external dispute resolution processes, and pay for regular audits and compliance reports. 

I would need to have an office full of people to do all this work and to generate all this paperwork. In order to pay for all of that I would need to charge several thousand dollars per person receiving advice.  That would be a business, but I'm supposed to be retired! That's why financial planners charge so much - because of all the regulations and laws governing what they do and how they do it.

On my FAQ page  (Frequently Asked Questions) I have included answers to several common questions I have received about the book and the plan. If you email me a question I promise to answer it.  If it is a question which other readers may also have, I will add the question and answer to the FAQ page, which I up-date regularly.   I will then let you know by return email that the answer appears on the FAQ page.  That way, it will help other readers who may have similar questions.

Please email questions or comments to me at ashley@investing101.com.au.

 

3.    Media enquiries:

        Scott Eathorne

        Publicist - Professional & Trade Books

        John Wiley & Sons

        Lvl2/ 155 Cremorne St
     Richmond VIC 3121
 

        Phone:    03 9274 3225

       

3.    Marketing/Sales:

        Georgie Way

        John Wiley & Sons

        Lvl2/ 155 Cremorne St
     Richmond VIC 3121
 

        Phone:    03-9274-3213

       

 

4.    Mail:

 

        Ashley Ormond

        c/-  Dawson Evett, Chartered Accountants

        Level 7,  70 Castlereagh St

        Sydney    NSW    2000

 

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